Your Money
How to Save for a Car or a House Down Payment
Saving for a car or a home down payment starts with the real number, not the sticker price. Here is how to set the target and turn it into a monthly plan.
Budgeting without the bank login
Control your money. Don’t let it control you.
Track spending, pay off debt when you have it, and hit your savings goals — all without ever connecting your bank account.
- No bank login required
- Manual entry, full control
- Access your data from any device
A budgeting app that doesn’t need your bank password.
Most budgeting apps ask you to hand over your bank login the moment you sign up. Your Money works differently — you enter your own transactions yourself, so there’s nothing to connect to your bank, and no login to hand over.
See how privacy worksBudgeting shouldn’t feel like a second job.
Most budgeting apps ask for ten fields just to log a coffee. Your Money takes seconds — pick a category, add the amount, done.
- Log a transaction in under 5 seconds
- Custom categories, your icons and colors
- See your full spending history at a glance
See exactly when you’ll be debt-free.
Add an extra $200 a month and Loan Navigator shows you — in real numbers — how many years and how much interest you’ll save. Included with Your Money Pro.
$14,421 saved.3 years sooner.*
Based on an individual example; results vary depending on balance, APR, and payment amount.
One budget. Up to 5 people.
Share accounts, track spending together, and stay on the same page — literally. Included with Your Money Pro.
Learn about Family SharingHow Your Money compares
| Feature | Your Money | Other budgeting apps |
|---|---|---|
| Bank connection required | No | Usually yes |
| Debt payoff planning | Built in | Rare |
| Starting price | Free | Varies |
Money tips that actually help
Practical guides on budgeting, paying off debt, and saving for what matters.
Should You Link Your Bank Account to a Budgeting App?
Linking your bank to a budgeting app saves typing but shares more than most people realize. Here is what you hand over and when manual tracking makes sense.
How to Budget Without a Spreadsheet
A spreadsheet works until it does not — one skipped week and the whole thing falls apart. Here is what a simpler, phone-based system actually looks like.
Ready to take control?
Download Your Money and put your finances on autopilot — no bank login, no spreadsheets, just clarity.
Control your money. Don’t let it control you.